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47% Confident in U.S. Banking System

Confidence in America’s banking system has rebounded slightly from last month’s record low, but less than half of adults nationwide remain assured in the stability of the industry.

The latest Rasmussen Reports national telephone survey of American adults shows that 47% are at least somewhat confident in the stability of the U.S. banking system, including just six percent (6%) who are Very Confident. That’s up ten points from last month’s all-time low of 37%, but is still far below findings in 2008. 

Prior to August, overall confidence in U.S. banks ranged from a low of 39% in February 2009 to a high of 68% in July 2008. 

Now, 49% are not confident in the stability of the U.S. banking industry, including 12% who are Not Confident at all. (To see survey question wording, click here.)

Thirty-eight percent (38%) are at least somewhat worried they will lose the money they have in the bank in the event of a failure, including 10% who are Very Worried. The overall finding is up slightly from last month, but has generally remained in the mid to high 30’s during the past year. Still, the percentage that is worried has risen from 25% in August 2009.

Most adults (57%) are not worried they’ll lose money in a bank failure, but just 20% are not worried at all.

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The survey of 1,000 Adults was conducted on September 11-12, 2011 by Rasmussen Reports. The margin of sampling error is +/- 3 percentage points with a 95% level of confidence. Field work for all Rasmussen Reports surveys is conducted by Pulse Opinion Research, LLC. See methodology.

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