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Plurality Believes Federal Deposit Insurance Limits Should Be Less than $250,000

The federal government provides deposit insurance for regulated banks up to a limit of $250,000 per account per bank.  Nine-out-of-ten American Adults (87%) support this federal policy. 

However, 34% believe the amount insured should be less than $250,000. Twenty-two percent (22%) take the opposite view and believe it should be higher. A new Rasmussen Reports national telephone survey finds that 25% believe the current limits are about right.

Lowering the limit could theoretically put large deposits of wealthy Americans at greater risk. Overall, 48% of American Adults think it’s fair to only partially protect the deposits of wealthy Americans while fully protecting those for lower-income and middle-class Americans. Thirty-seven percent (37%) disagree while 15% are not sure.

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