Americans overwhelmingly agree that credit cards entice people into spending money they don't have, but most adults tend to think others need to cut back on their credit card usage more than they do personally.
More Americans are confident about using their credit cards for purchases on the Internet, despite an increase in the number of adults who say they've been the victims of credit card theft online.
Even during the busy holiday shopping season, fewer Americans with credit cards think they'll miss their bill payments in the next six months compared to past surveys.
