Toplines - Overdrafts - October 21-22, 2009

National Survey of 1,000 Adults
Conducted October 21-22, 2009

By Rasmussen Reports

1* The overdraft fees charged by banks has been discussed in the news lately. Have you ever overdrawn your bank account?

56% Yes
42% No
2% Not sure

2* Should the federal government place limits on how much banks charge when customers overdraw their bank accounts or should banks be allowed to charge any amount so long as they disclose the costs in advance?

57% The government should place limits on how much banks charge for overdrafts
34% Banks should be allowed to charge any amount as long as they disclose the costs in advance
9% Not sure

3* What is the highest amount a bank should be allowed to charge for overdrafts – nothing, $10, $35, $50, or any amount the bank has previously disclosed to its customers?

13% Nothing
45% $10
17% $35
4% $50
16% Any amount the bank has previously disclosed to its customers
5% Not sure

4* Should banks be allowed to charge a higher amount for customers who frequently overdraw their account?

57% Yes
31% No
12% Not sure

NOTE: Margin of Sampling Error, +/- 3 percentage points with a 95% level of confidence