National Survey of 1,000 Adults
Conducted November 14-15, 2009

By Rasmussen Reports

1* Do you pay your credit cards in full every month, or do you sometimes carry a balance on your credit cards? (Only asked to credit card owners)

51% Pay credit cards in full each month

45% Sometimes carry a balance

4% Not sure

2* Are you carrying more credit card debt, less credit card debt or about the same amount of credit card debt as you did a year ago? (Only asked to credit card owners)

16% More

34% Less

46% About the same amount

4% Not sure

3* Have the interest rates on any of your credit cards been raised in the past six months? (Only asked to credit card owners)

50% Yes

31% No

19% Not sure

4* With the interest rates they charge, do credit card companies take unfair advantage of consumers? (Only asked to credit card owners)

77% Yes

14% No

10% Not sure

5* Do you know the interest rate you pay on your primary credit card? (Only asked to credit card owners)

61% Yes

26% No

13% Not sure

6*Does an increase in the interest rate on a credit card make you less likely to use that card? (Only asked to credit card owners)

69% Yes

25% No

5% Not sure

7* Do credit cards tempt people to buy things they cannot afford?

83% Yes

8% No

9% Not sure

NOTE: Margin of Sampling Error, +/- 3 percentage points with a 95% level of confidence