Survey of 1,000 Adults

Conducted December 18-19, 2008

By Rasmussen Reports

1* How many credit cards do you have?

25% You do not have any credit cards

34 One or two credit cards

22% Three or four cards

16% More than four credit cards

2% Not sure

2* Do you pay your credit cards in full every month, or do you sometimes carry a balance on your credit cards?

49% You pay your credit cards in full each month

51% You sometimes carry a balance

0% Not sure

3* Are you carrying more credit card debt, less credit card debt or about the same amount of credit card debt as you did a year ago?

21% More

33% Less

43% About the same amount

3% Not sure

4* Within the past year, have you had your credit limit reduced on one or more credit cards?

11% Yes

82% No

7% Not sure

5* Okay, within the past year, have you had your credit limit increased on one or more credit cards?

42% Yes

47% No

11% Not sure

NOTE: Margin of Sampling Error, +/- 3 percentage points with a 95% level of confidence